Legal
Terms of Use
Last updated: 26 April 2026
Overview
This website is operated by Perpetual Insurance Agency Pte Ltd. By accessing this site, you agree to these terms.
Information accuracy
Product descriptions and policy summaries on this website are for general information only โ they do not constitute insurance advice, an offer of cover, or a binding quotation. Always refer to the actual insurance policy wording for terms, conditions, and exclusions.
Quotations & cover
All quotations are subject to underwriter acceptance and the terms of the relevant insurer. Cover is bound only when confirmed in writing and premiums are paid.
Limitation of liability
To the extent permitted by Singapore law, Perpetual is not liable for indirect or consequential loss arising from use of this site or reliance on information presented here. Always seek personal insurance advice before purchasing cover.
Governing law
These terms are governed by the laws of the Republic of Singapore.
Contact
Questions? Email [email protected].